I have talked about my family, and specifically how sick my youngest daughter is. One thing I may not have told you guys before is how passionate I am about making sure you have the right insurance. You are probably asking how can one be “passionate” about something as “boring” as insurance. I can’t explain why, but I can tell you that I am. There is nothing better in the world than knowing that your family is covered if something were to happen.
My feeling is so strong about insurance that I was actually licensed to sell insurance when I worked for a few mortgage companies. I had actually received several sales awards in my division for insurance because I believed whole heartedly that you need to have those supplemental coverages that protect you should someone in your family fall ill.
I am not just talking about health insurance, I am talking about insurance that covers everything else. When my husband found out he needed knee surgery a few weeks back, I looked into what short term disability he had. He was only covered for $150/week! That was after an 8 day waiting period.
My husband is the primary wage earner in our home, and I can assure you that we cannot afford to live off of $150/week! If his disability had been longer than a week, we would’ve definitely have been in some serious trouble! Thanks goodness he was able to go back to work today.
Being prepared for unplanned disabilities is so important, and that’s why I am taking advantage of the open enrollment period for our benefits. My husband’s surgery scared me so much that I am making sure that I am informed about our coverage and what supplemental coverages are available through his employer. If there aren’t any, I will definitely be looking into some!
Check out this infographic. It really opened my eyes! 2012_infographic_OpenEnrollment (1)
Think about this. Could you and your family live on $150/week? Scary isn’t it!
I wrote this review while participating in a campaign by Mom Central Consulting on behalf of Aflac and received a promotional item to thank me for taking the time to participate